Annual General Meeting

The Annual General Meeting (AGM) is your opportunity to help us provide the best service for our Members. Your vote tells us if the Society is moving in the right direction. Holloway Friendly is owned by you, our Members. Please vote today as it will help shape your Society for tomorrow.

AGM 2026

This year our Annual General Meeting will be held on 9 June 2026 at 1pm.

You can vote online, by post or in person. Find out how to vote below.

Please register your vote before 5 June 2026 at 4pm.

How did we do in 2025

Each year we produce a report, which shows how we performed. You can download our latest report here. Or if you’d like a free printed copy, please email us on [email protected]

You can also find our previous Annual Reports here.

Vote online

Click here to vote online. You’ll need your voter Reference ID Number and Password to log in. You can find this in the email or voting pack we sent you.

Vote by post

If you received our voting pack through the post, simply choose one of the options on this form, then sign and date the declaration and return to us in a pre-paid envelope.

Vote in person

You can also join us for the AGM on 9 June 2026 at Holloway house.

Your vote

You can vote for or against each item that we will be discussing at our AGM, or you can withhold your vote. You are voting to:

1. confirm the minutes of the last Annual General Meeting held on the 10 June 2025

2. accept the Society’s 2025 Annual Accounts, including the report of the Society’s Board

3. approve the 2025 Directors’ Remuneration Report*

4. appoint BDO LLP of 55 Baker Street, London, W1U 7EU as the Society’s Independent Auditor

5. approve the changes to the rules in accordance with section 27.5 of the Society’s rules**

* This is an advisory vote, to allow the Board to understand your views.

** We have made two changes to the rules:

• There is no longer a requirement for there to be two more Non-Executive Director Board members over Executive Board members just a simple majority of Non-Executive Directors

• We’ve replaced videophone with videoconference

You decide who should serve as a Director

All of your Directors serve for a fixed term. Two of them are coming to the end of their term and we would like you to consider re-electing them. You are voting to:

6. re-elect Mr D. Wright as an independent Non-Executive Director for a further term of 1 year

7. re-elect Mr D. Cheeseman as an independent Non-Executive Director for a further term of 1 year

We always ask you to approve any new Directors at the next AGM after they have joined the Board. This year, we have two new Directors and we would like you to consider electing them. You are voting to:

8. elect Mrs S. Richards as an Executive Director for a term of 3 years

9. elect Mr J. Gunn as an independent Non-Executive Director for a term of 3 years

All of your Directors’ biographies are in the Society’s financial statements. You can ask for a copy by emailing us at [email protected] or find them here.

Our Board are responsible for governing Holloway Friendly.

They make sure our senior management team run Holloway Friendly safely and effectively.

Click on their pictures to find out more about them.

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Derek joined the Board in February 2017. Derek’s an actuary and has worked in the life insurance industry as a practitioner and as a consultant. Derek was the chief actuary of Laurentian Life in Gloucester until its sale in 1995. After this, he joined Deloitte LLP where he set up its UK actuarial practice and became a partner of Deloitte in 1999. From 2011 until his retirement in 2015, Derek led the Canadian actuarial practice of Deloitte. Much of Derek’s time at Deloitte was spent on audit and risk consulting activities to the insurance industry. Having attained the age of 70 the Board carefully considered their approval of Derek’s eligibility to stand for re-election. Derek has a wealth of knowledge and expertise which he brings to the Board.

Derek Wright – Chair of the Board, Independent Non-Executive Director

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Dave joined the Board in February 2020. Dave has over 30 years’ experience in the life insurance industry. He brings a strong mix of financial, actuarial and operational skills to the Board. During the last 15 years he has been a Board Member of a number of different life companies. From 2010 to 2016 he served as Chief Finance Officer of AXA UK Life and between 2017 and 2020 he performed the same role for Phoenix Life. Dave is an actuary with a degree in Mathematics from Nottingham University. Dave is a Non-Executive Director and Chair of the Risk Committee at Leek Building Society and a Non-Executive Director and Chair of the Audit & Risk Committee at Amber River Group Limited.

Dave Cheeseman – Independent Non-Executive Director

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Sandy joined the Board on 10 June 2025. Sandy joined the Society as Chief Risk Officer in May 2024. Sandy has over 30 years’ financial services experience in banking and insurance, including 10 years within mutual friendly societies. Sandy has held a number of senior finance, risk and operational roles within firms including BT Group, National Friendly, RAC Group and Arval (part of BNP Paribas). Sandy is a qualified Fellow Chartered Certified Accountant. Sandy is a Board Member of the Association of Financial Mutuals. Her contribution is important to the Society’s long-term success because of her finance, risk and managerial experience including detailed knowledge of the regulatory framework.

Sandy Richards – Chief Risk Officer and Executive Director

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John joined the Board on 1 February 2026. John has over 25 years’ experience in the insurance industry and has spent eight years on Boards across Audit, Risk, and Investment Committees. Previously Chief Risk Officer, and later Chief Finance Officer at Exeter Friendly Society, John helped deliver strong growth in new business revenue through enhanced risk controls and a refreshed product range. John is known for his strategic thinking and strong stakeholder relationships.

John Gunn – Non-Executive Director

How to attend

Member are welcome to attend the Annual General Meeting either in person at Holloway House or join virtually via this link.